Comment Text:
Multiple senders: Frank Baldi - Barclays; Eileen Kiely - BlackRock, Inc.; William Park - Citigroup Inc.; Michael Macchio - Goldman Sachs Group, Inc.; Marnie Rosenberg - JPMorgan Chase & Co.; Bill Stenning - Societe Generale; Jonathan D. Siegel - T. Rowe Price; Tony Palmer - UBS AG and Ricardo Delfin - The Vanguard Group
